Peter's Blog

In 1800, only 5% of the American population lived in cities, yet by 2020 that proportion had flipped dramatically and now only 20% live outside of them. This is not a result of mere preference or expediency, but rather a long process of natural momentum accelerated by regulatory overreach. Vast increases in agricultural productivity and […]

As regulation seeks to enclose the rapidly expanding financial services sector, the freedom found in innovation proves that success for customer and business alike can be found best far from restrictive regulations. While regulation often inherently favors the businesses that already exist, regulators also try to keep up with recent business trends to prevent fraud, […]

Although learning things the hard way is often seen as a benchmark of failure, it often might be the only way to learn. Particularly in situations of first time discovery, repeated failure is all but necessary to produce a meaningful new outcome. Learning things the hard way should only be seen as failure when one […]