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Posts Tagged: “mortgage rates“

October 17, 2026 ・Guest Commentaries

Stop Blaming Mortgage Rates for Slumping Home Sales

Housing activity has frozen as the average 30-year mortgage rate climbed from 6.2 percent last October to 7.4 percent this month, but a rate of 7 percent is historically unremarkable and only looks high because the Fed spent years suppressing rates with quantitative easing. With long-term yields likely to stay elevated under $40 trillion in […]

October 15, 2026 ・Interviews

Schiff vs. Cardone: Bitcoin and Real Estate Don’t Mix

Earlier this week, Peter sat down with real estate mogul Grant Cardone and David Lin for a debate that spans the details of REITs (Real Estate Investment Trusts), combining them with Bitcoin investment funds, and the deteriorating state of the US economy. The conversation turns pointed as Peter dismantles Cardone’s claims about REIT cash flow […]

October 9, 2026 ・Interviews

Schiff on Redacted: The Housing Market is Doomed to Crash

On Wednesday, Peter joined the Redacted podcast for a discussion on the US government’s spiraling debt, the illusion of wealth propping up the housing market, and the political games being played ahead of the midterms. He closes with a sharp explanation of why rising bond yields, contrary to popular belief, are actually bullish for gold […]

October 6, 2026 ・Interviews

Schiff w/ Nawfal: Trump is in Denial

In his latest interview with Mario Nawfal, Peter walks through why the US economy is entering a dangerous new phase defined by both record debt and climbing interest rates. He connects this looming crisis to the housing market, inflated net worth figures, and the political theater surrounding tariffs and stimulus checks, before closing with his […]

October 2, 2026 ・Peter's Podcast

Peter Schiff: The Bond Vigilantes Are Back

In Wednesday’s podcast, Peter breaks down the deteriorating bond market and what it means for mortgage rates, consumer confidence, and the broader economy. He also takes aim at the Fannie Mae and Freddie Mac trade promoted by the Trump administration, tying it all together with a warning that decades of easy money are finally catching […]

October 1, 2026 ・Interviews

Schiff on WTFinance: The Fed Is Trapped and Gold Is Winning

Last week, Peter joined the What The Finance podcast to break down the deteriorating state of the housing market, the credibility problems plaguing the Federal Reserve, and the growing parallels between today’s economy and the stagflation of the 1970s. He also explains why gold, not Bitcoin, has emerged as the real beneficiary of the dollar’s […]

September 25, 2026 ・Guest Commentaries

Price Inflation Has Been above the Two-Percent Target for 65 Months in a Row

The Fed’s preferred inflation gauge, PCE, has now come in above its 2 percent target for 65 consecutive months, with core PCE running at 3.3 percent year over year in July and CPI up 3.4 percent through August. The dollar has lost 28 percent of its purchasing power since January 2020, and with wages falling […]

January 24, 2026 ・Guest Commentaries

Why Homes Are No Longer Affordable

The “Affordability Crisis” continues to dominate headlines and stump speeches, and the White House’s latest campaign against the Fed is a misguided response to bring prices down via expansionary monetary policy. Everyone in Washington, D.C. seems to have forgotten that this monetary policy is what caused the last decade of inflation, with the housing sector […]

July 25, 2025 ・Guest Commentaries

The Mortgage Rate Myth: Why Cheap Money Won’t Fix Housing Affordability

President Trump’s insistence on lowering interest rates serves only the ever-growing spending state. Lower interest rates may relieve some price pressure in the housing market, but printing money is only going to make things worse in the long run.

December 25, 2024 ・Original Analysis

The Fed is Cutting. Why Are Mortgage Rates Going Up?

Powell is admitting that inflation is still too high, but the Fed still plans to cut interest rates by .25%. So why are mortgage rates going up?

July 14, 2024 ・Guest Commentaries

US Housing Market Struggles As Pending Home Sales Drops

We’re about to face the aftermath of a Fed-induced housing crisis. U.S. pending home sales have dropped to historic lows not seen since the 2008 financial crisis, with a shocking 2.1% drop in May and a jaw-dropping 6.6% annual decline. With mortgage rates so high, banks and other investors are in massive trouble, facing severe […]